Real estate appraisal services for homeowners in the city of Huntington Beach and Orange County
Here are the top seven reasons California homeowners hire Appraisal Network:
At Appraisal Network, we understand the individual needs of a consumer after appraisal services. Our typical business clients are used to the appraisal process and the usual reporting formats. As our non-traditional client, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Appraisal Network will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.
Challenge Orange County's assessment of your propertyLet's say your house is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Appraisal Network is your best weapon when contesting your property tax assessment.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We're experienced in helping homeowners just like you delete unneeded PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Appraisal Network can provide you with efficient appraisal to help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you'd like to have a professional double-check it for preciseness or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Appraisal Network can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have in your possession. Although most review work is requested by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to invest in a second opinion.